Were You Hit By An Uninsured Driver?

Getting in a car accident is a frustrating experience. Many people immediately start thinking of the hassle of filing a claim and getting repairs done, not to mention any medical treatment that may be necessary. But if you get out of your car and realize that the other driver is uninsured, frustration can be tested to its limits.

What does this mean for you? You are within your rights to hire a qualified lawyer and sue the uninsured driver. However, most drivers who won’t pay for insurance don’t have many assets and you may not be able to recover damages even if you win the lawsuit. In many cases, each driver will pay for the damage to their own car. This means that you would pay your deductible and your insurance provider would cover the rest.

Another option is available for people who want to reduce the risk of accidents with uninsured motorists. You can add uninsured and under-insured motorist coverage to your auto policy for additional coverage. This protection applies to you, members of your family who live in your home, your children who reside elsewhere, passengers in your car and people who drive your car with permission. Be sure to check with your independent agent for the specifics of your policy.

Most states require drivers to purchase liability insurance, but many drivers cancel their policies or let it expire after registering their vehicle. Approximately one out of every seven drivers is uninsured, for a national total of about 14 percent. These numbers increase during a bad economy.

Protect yourself and your loved ones from uninsured motorists with extra coverage. Call Pickard Insurance Agency at 877-596-2559 for more information on Arlington auto insurance.