5 tricks to save on your car insurance

Here are 5 tips to save on your auto insurance.

1. Go online. Many carriers will give you a discounted rate for online applications because it is an automated process and costs them much less to process your application. Discounts of 5% to 10% are pretty common. Pickard Insurance can help you with that, contact us.

2. Comparison shop. Let us shop around for you! As an independent agent, we have access to a many of the best carriers and can get you the best rates. Most insurance companies will simply add or subtract after each question they ask you to calculate your insurance premium. We will take your information as a whole and find the best rate for you.

3. Bundle. Don’t stop at auto insurance. Many carriers will give you a discount if you have more than one policy with them. Let us shop your home, renters, or any other products you might need! You can save a substantial amount of money every month and we can do this for you at no cost.

4. Pay all at once. Insurance policies, like loans, will make you pay interest if you make monthly payments instead of paying the premium in full. Some carriers will even give you a discount for paying your policy up front. Look at all of your options, including a small loan to cover the premium. It could save you money in the long run.

5. Add safety devices to your car. Insurance premiums can go up for a number of reasons. Theft of your vehicle or vehicle break in’s can escalate that cost. Make sure your car has an alarm at a minimum. If it doesn’t, consider getting one from a local electronics store.
Theft of and from your vehicle plays a major role in the calculation of your insurance premium. Having an alarm or immobilizer fitted will give you a small discount to your premium and having a tracker fitted could also help with savings.

Contact us to for more information on money saving tips, or get an online Arlington car insurance quote.