Shop and Compare Auto Insurance Quotes in Arlington

Using the Internet to get an insurance quote in Texas can save you a considerable amount of money on your car insurance. The method is an easy and fast one. Just submit your information using our online auto insurance rater, and our system will give you a quote within minutes. You can also get quotes from multiple insurance providers, enabling you to make side by side comparisons between them, all from the comfort of your own home.

The reason that a lot of people in Texas overpay on their insurance is they don’t shop around. Comparing auto, home and business insurance quotes will help you find the best rates and coverage. You can also start, save and complete the online application for car insurance whenever you want. This single application normally includes several quotes from various carriers, so you don’t have to be concerned with being charged for multiple quotes.

As an independent, we can shop your insurance for you, and give advice on the best coverage for your circumstances. Complete an online quote for Arlington car insurance today.

How to Save on Your Teen's Car Insurance Rates

Have a new teen driver? Be prepared to pay rates that are through the roof. Insurance companies know that younger drivers get into more accidents than older, more experienced ones, and use that to their advantage when you are looking for teen driver rates.

Insurance companies might vary the rate depending on a few different things, one of which is their gender. Teen males have historically been more expensive to insure because they are seen as higher risk. Teen drivers between the age 16 and 19 are 4 times as likely to have a wreck compared to those over 19. Although insurance companies want your business, they also have to protect themselves.

Although teen insurance is expensive, there are 5 few things that can help reduce that rate that you are given:

1. Maintaining a B or higher average grade in high school.
2. Receiving certificates from safety courses.
3. Bundling the policy with others.
4. If your teen went to college 100 miles away without their vehicle.
5. Raising your deductible

Keeping your record clean is another easy way to save money on your premiums. Something as small as not coming to a complete stop at a stop sign can result in a ticket and can raise your rates. Have discussions with your teen about these infractions and what they mean for the monthly premium. Similar to the original rates given, males tend to see a higher increase in premium per infraction than females.

It might seem like insurance companies are biased, but their numbers and research back up the rates. In order to keep the lowest rate for your teen go over what we listed out above. Remind them that their grades are more important than just getting into college, to abide by the laws and to buy in to their safety driving courses. It can save you money in the long run.

Contact us to discuss your teen's insurance policy at 877-596-2559 or go online to get an Arlington auto insurance quote.

5 tricks to save on your car insurance

Here are 5 tips to save on your auto insurance.

1. Go online. Many carriers will give you a discounted rate for online applications because it is an automated process and costs them much less to process your application. Discounts of 5% to 10% are pretty common. Pickard Insurance can help you with that, contact us.

2. Comparison shop. Let us shop around for you! As an independent agent, we have access to a many of the best carriers and can get you the best rates. Most insurance companies will simply add or subtract after each question they ask you to calculate your insurance premium. We will take your information as a whole and find the best rate for you.

3. Bundle. Don’t stop at auto insurance. Many carriers will give you a discount if you have more than one policy with them. Let us shop your home, renters, or any other products you might need! You can save a substantial amount of money every month and we can do this for you at no cost.

4. Pay all at once. Insurance policies, like loans, will make you pay interest if you make monthly payments instead of paying the premium in full. Some carriers will even give you a discount for paying your policy up front. Look at all of your options, including a small loan to cover the premium. It could save you money in the long run.

5. Add safety devices to your car. Insurance premiums can go up for a number of reasons. Theft of your vehicle or vehicle break in’s can escalate that cost. Make sure your car has an alarm at a minimum. If it doesn’t, consider getting one from a local electronics store.
Theft of and from your vehicle plays a major role in the calculation of your insurance premium. Having an alarm or immobilizer fitted will give you a small discount to your premium and having a tracker fitted could also help with savings.

Contact us to for more information on money saving tips, or get an online Arlington car insurance quote.